Nordic cash flow,
run as a system.
For CFOs and group controllers at Nordic mid-market companies. Live cash position. 13-week forecast you can trust. Bank-driven evidence under every number.
You have four sources of cash truth. None of them are actually true.
Your bank statement shows yesterday. Your ERP shows what was booked, not what is coming. Your forecast spreadsheet is stale by Tuesday. And if you imported a TMS from the US, it does not recognise Bankgiro, OCR references, or BankID approval flows.
So you patch. You copy balances into a spreadsheet. You call the bank. You reconcile manually. You email the controller in the other entity. By the time you have a number, the number has moved.
One source of truth. Built on bank flows. Updated by the minute.
Finvis connects to your banks, your ERP, your tax authority, and your approval chain. It reads camt.053 as the authoritative ledger, reconciles against invoices, and projects 13 weeks forward with confidence intervals you can click through to the source.
Stop reconciling. Start deciding — on evidence.
Three layers. One system.
Your cash, live.
The week of the lowest point. The three actions you can take today. Every number clickable to the source. Every action with a cash-impact preview.
When the cockpit raises three more questions.
Drag in blocks of cash data. Run scenarios. Project forward. Excel reflexes apply: tab, arrow keys, fill handle. PROJECT(), SCENARIO(), and EXPLAIN() are real formulas.
Click any figure. See the source.
Bank statement entry, ERP invoice, approval chain, matching logic. Bank-accepted is not settled. In-flight is not posted. The product names these distinctions and never blurs them.
How we compare.
| Excel | Power BI / Oxceed | ERP (Fortnox) | Kyriba / Trovata | FINVIS | |
|---|---|---|---|---|---|
| Time direction | Manual | Backward-looking | Real-time bookkeeping | Forward-looking | Forward-looking |
| Data source | Manual | Bookkeeping | Bookkeeping | Bank + manual | Bank flow |
| Cash position | Static | Dashboard | Booked balance | Near-real-time | Live |
| Forecast horizon | Ad hoc | None | None | 13 weeks | 13 weeks |
| Nordic-native | — | No | Yes | No | Yes, deeply |
| Approval flow | — | — | Basic | Yes | BankID-signed |
| Multi-entity | Manual | Limited | Per tenant | Yes | Koncern-first |
| Time to value | Weeks | Weeks | Existing | Months | 14 days |
Not a US tool with Nordic labels.
When a US-built tool lands in Stockholm, the corners get filed down — Bankgiro becomes "wire transfer", BankID becomes "eID", camt.053 becomes "bank file". We did not file down the corners. We built around them.
Intraday advisory and end-of-day authoritative, named separately. camt.052 for intraday, camt.053 for booked.
pain.001 generation, pain.002 acknowledgement, BankID-signed approvals before release.
Invoice-level granularity, real-time sync, Peppol inbound and outbound.
VAT calendar, F-skatt, payroll taxes surfaced in the right forecast week.
Group cash, trapped capital, intercompany flows, FX exposure — not bolted on.
QR-code sign-in and signed approval flows before sensitive actions.
Run a koncern? You are already paying the spreadsheet tax.
Group cash work breaks every tool built for a single entity. Bank truth lives in four internet banks. ERP truth lives in four Fortnox tenants. The forecast lives in a shared drive nobody trusts. Finvis was built koncern-first — not retrofitted.
Audit-grade by default.
Finvis is read-only on most data. Payments require BankID. Every action is logged. Every figure has a source.
Two ways to start.
Request access
Tell us about your company and cash setup. We will be in touch within two business days.
Request accessTalk to us first
30 minutes. We will show you Finvis on sample data or on your own, if you prefer.
Book a call